Before the kids came, perhaps without even realising it, you made a twenty-year plan. Buy a house in the suburbs, close to schools and transport, with a garden to raise your young family in.
In what seems like a blink of an eye, twenty years has passed and your plan worked. Your children are on the path to adulthood, equipped with a safe and precious childhood. You did a great job. You worked hard, did the right thing by your children and you've built up a substantial asset.
It's time for a new plan.
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